Paul Beretz, CICE is the founder of Pacific Business Solutions, a Q2C partner, and brings over 30 years of global experience in credit, finance and management with industries such as telecommunications, semi-conductors, forest products, chemicals, plastics and consumer products. He is on the faculty of St. Mary's College, teaching in undergraduate and graduate degreed programs and has helped create and instruct in on-line certificate programs for both FCIB and CMA. Paul received his BBA from the University of Notre Dame, an MBA from Golden Gate University, the Executive Award from the Graduate School of Credit and Financial Management at Stanford University and the CICE designation from the FCIB association.

Judy Chan is the Trade Services Relationship Manager of The Wells Fargo HSBC Trade Bank N.A. in Portland Oregon. She has over 40 years experience in banking, of which 35 years have been in Trade Services. She started with HSBC Hong Kong in 1966 and joined the Trade Services Department in 1973. After moving to the United States she briefly worked for a trading company and subsequently rejoined HSBC Group's Trade Services in Portland. HSBC's Trade Services Group later became the Wells Fargo HSBC Trade Bank.

Romelio Hernandez is President and Director of Litigation at HMH Legal, a professional corporation specialized in credit and collection services in Mexico. Based in Tijuana, Baja California, he works extensively with foreign exporting companies and collection agencies assisting them with their out-of-court and legal collection efforts throughout Mexico. His litigation experience of twelve years and exposure to international commercial law while handling international accounts throughout this period has allowed him to provide guidance and general counsel to foreign companies in mitigating the various risks of selling international. He is a current member of the Commercial Law League of America, the International Bar Association, the Otay Mesa Chamber of Commerce, and Rotary. Romelio is a graduate of Universidad Autónoma de Baja California, having graduated and being admitted to practice law in Mexico since 1997.

Jeff Jankowiak is a Partner in the firm of International Risk Consultants, Inc. headquartered in Columbus, Ohio and Glasgow, Scotland. The firm specializes in credit and political risk insurance, credit risk mitigation and trade finance structuring. Previous to joining IRC, Jeff was Vice President of Marketing, Finance and Administration at Cozzini, Inc., a capital equipment manufacturer for the food industry. Jeff also serves on FCIB's North American Advisory Board.

Alice Knight is Vice President of Finance and Administration for Paper Products Marketing (USA) Inc., a subsidiary of PaperlinX LTD, a multinational Corporation headquartered in Australia. Mrs. Knight has over 40 years experience in international Finance and is an active member of FCIB and NACM. She has served as Co-Chair of NACM Oregon's International Group, Chairman of the Board of National Packaging Group, Co-Chair, Panel Member and Presenter at Annual Global Conferences, served as President of FCIB Forest Products Group and participated in FCIB Conferences in Mexico, Puerto Rico, Munich and Brussels. She is currently a member of FCIB Board of Directors.

Raeann Smith is credit manager for the Specialty Products Division of North Pacific Group, Inc. headquartered in Portland, OR. North Pacific is a global distributor of building materials, specialty wood products, food products and agricultural fertilizers and minerals. Ms Smith has over 24 years in credit management with 15 years in international credit and collections. She has been a member of NACM-Oregon over 15 years and has served as chairperson for various industry groups as well as a co-chair for NACM-Oregon International Group. She has been a FCIB Member for five years and currently serves on the board of directors for NACM-Oregon.

John Walsh, Vice President of U.S. Bank's International Banking Group, is currently the country manager for South Asia, the Middle East, and Africa and is responsible for all sovereign and bank risk in this area. John received his BA from Dickinson College with a major in comparative religion and an MBA from the University of Washington with concentrations in both Finance and International Business. Prior to joining U.S. Bank, he served as the Chief Financial Officer for Cruising Equipment Company, a high-growth, high-tech company in Seattle, and as an International Lending Officer at Seattle First National Bank. John is also a graduate of the Pacific Rim Bankers Program, an executive program at the University of Washington. John gives presentations to trade groups and corporate clients to inform them of current events in emerging markets and develop appropriate international strategies. He has been a guest lecturer at numerous colleges and universities, including the University of Washington, Seattle Pacific University, North Seattle Community College, and Everett Community College. In addition to his extensive banking experience and broad education, John's personal interests are also wide-ranging and include musical studies in classical piano and mountain dulcimer.